Ken entered the insurance industry in 1966 and outside an 18 month tour in Vietnam with the American Red Cross has been active in life and health insurance including Medicare and group and individual health. With Ken’s 50 year experience in the Life and Health industry he has seen how insurance and particularly cash value life insurance has helped many families finance many of life’s necessities with loans and distributions from life insurance policies. With the longer life expectancy (Gen. chapter 6 vs 3) and higher medical cost the need for life insurance with the LIVING BENEFITS and unique and favorable taxation has made life insurance a mainstay in financial planning.

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